Identity

Disturbing Facts About Identity Theft

As I researched a series of articles about identity theft, I came across a lot of statistics.  The shudder down my spine grew colder and more intense with every number.

Did you know that only 20 percent of identity theft involves credit card fraud?  It’s true, according to the latest statistics available from the Federal Trade Commission.  Identity thieves use stolen information in countless ways.  Without giving the bad guys any ideas, let’s just say that they can mess up your entire life, not just your credit.

Furthermore, only 11 percent of identity theft is committed by high-tech methods, and 48 percent is committed by someone known to the victim.  This means that the receptionist at your dentist’s office or a hotel clerk is the one who is most likely to steal your identity, not the zit-faced hacker in the Ukraine.  Even if you shred every document, never lose your wallet, and never touch a computer, you can be victimized.  Unless you plan on physically looking over everyone’s shoulders all the time, you had better find another way to protect yourself.  

Why bother worrying about it?  Because identity theft is an easy crime to commit, and it is being committed more and more often, rising from 2007 to 2008 alone by 22 percent. In fact, the incidence of identity theft has risen steadily for the past decade.  With the economy mired in the doldrums, this trend will surely continue.  

Why is identity theft increasing?  Desperate people who wouldn’t otherwise turn to crime see it as almost a “victimless crime” since fraud protection laws now place most of the financial burden on banks.  These people get to work quickly once they have your information.

Here is another fact about identity theft:  The damage happens fast (usually beginning within one week of the information being acquired, according to the FTC), but it takes many aggravating hours (over 70 on average) to undo if it can be done at all.  Some people do not find out that they have been victimized until years later when the IRS audits them for income attributed to their Social Security number but not claimed on thier taxes.  Other people find out that the thief has committed other crimes and used thier stolen identity when caught.  Imagine learning that you’ve been arrested for burglary in another state!

The key to avoiding all this is to remember the adage, “Prevention is the best medicine.”  Identity theft is like a disease in the sense that preventing it is preferable to treatment.  In the event that you get the disease, early diagnosis and treatment are the best way to beat it.  

Which brings us to the good news:  Tools have been developed to help people protect themselves, and these are becoming better and less expensive all the time.  If you have anything to lose, the facts say you should look into them. 

Get more facts and identity theft protection tools!

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Identity Protection: Protect Yourself!

It is important to protect yourself from identity theft since identity theft happens all the time to those that would least expect it. For this reason, most of the time stolen identities are not even found out about for a very long time after the identity has been stolen. Therefore, by the time the person finds out their identity has been stolen, it is usually after severe damage has already been done (usually the cause of the person finding out) and is therefore a huge ordeal to fix everything, not to mention taking a very long time to get everything straightened out to how it was before their identity was stolen. So, how can you protect yourself? And, how can you check to be sure everything is ok?

 

You can protect yourself against identity theft by not giving away any personal information to anyone who contacts you and asks you directly. Usually it will begin with some sort of story such as they noticed something happened to your banking account and so they need certain information, or something happened with your taxes, or something happened with whatever. It could be anything. They could call you or contact you on-line to claim that they need verification for something so they need certain information from you. The bottom line is, if they are the ones contacting you and then they claim they need certain information, do not give them any information! If you contact them because you need a service done and then they ask you for certain information, chances are it is ok since you are the one that contacted them and asked them for a service, but if the information they are asking for does not seem necessary, it is always a good idea to ask why they would need that information. Always use services for which you have good referrals for, if possible, or at least ones that you have researched on-line to see what others had to say about them. Be sure you do not get your information for recommendations on their actual website since those could be fake to try and promote their services.

 

It is also a good idea to shred anything that has information about you instead of just throwing it away since people can and sometimes do go through trash to find out information about others. If you are worried about your identity, check your credit score regularly. If someone has stolen your identity, chances are that your credit score will shoot down for no apparent reason, other than the reason that someone has stolen your identity.

Help ensure identity protection today!

Erik Heyl is a freelance author and marketer in Canada. I offer press release writing and submission, WordPress installation and configuration as well as e-book and article creation. I can be reached at www.erikheyl.com

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How To Acquire Discount Codes For Identity Theft Protection Companies

There are many resources you can use online to find these coupons today. Many websites vend these coupons to customers to attract them to their own offerings. Luckily for consumers, there are endless amounts of special deals and discounts they can gain access to on these sites.

Since there are many different sites like these that you can use, and there are many different discounts that are available to consumers at any given time, you should start your search by reviewing the offerings of a comprehensive and well known discount site. The best sites generally give up to date information to all of their customers. They also generally give a list of every discount that is available at any given time. By reviewing the offers that are available on these sites, you will likely know how much your purchase is going to cost once you are done.

You can easily find the best deals available at any given time by utilizing a comprehensive coupon site. These sites generally have complete and updated lists of discounts available at all times. Once you have taken a look at the special deals these identity theft services companies have available right now, you will likely know how much you are going to have to pay for your products.

Discounts sometimes slip through the cracks though. When this happens, even the most professional sites do not know about all of the great deals companies are currently offering. In order to ensure you are acquiring the best discounts available in the industry today, you should checkout the coupon offers available on multiple sites. Most discount sites place time limitations on their special offers. In order to acquire these discounts, you need to make your purchase before the offer expires. For this reason, you should also review the expiration times of each offer you come across as you scour the Internet for the best deals.

While you are reviewing the offers that are listed on these sites, you should also take time to review the expiration dates of each discount. Many companies only make special deals available to their customers for very limited periods of time. By reviewing the expiration dates now, you can be certain that you are not missing out on any great deals.

After entering the codes you found, the price of the products you are buying should be discounted. If the price is left unchanged, there is a chance that the discount was already reflected in the advertised price. There is also the possibility that the code was entered incorrectly or it has expired already.

As you can see, it is very easy for consumers to get the best deals on the Identity Theft products they buy. If you would like to obtain the benefits of using an Identity Truth Review, you just need to find a good one online. Once you have found one, enter your code in the Identity Truth checkout window, and you will be given a deep price slash on your purchase.

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Identity Theft Utilizing Your Social Safety Amount

One’s social safety quantity is really a string of numbers that determine a person. The program was formed precisely to offer you protection and safety to a person by means of advantages and this kind of. Nonetheless, previously handful of years, one’s SS quantity has confirmed to become the result in that threatens each one’s private protection and safety.

Identity theft continues to become a risk to a lot of folks in America and across the globe. However, though the quantity provided to you by the SSA is supposed to supply 1 with safety, it has been identified most typically to become the trigger of criminal activity involving stealing an individual else’s identity. Because of this, a single has to be quite cautious in giving out one’s social safety quantity to avert identity theft.

Naturally you will find severe measures obtainable like shredding all official documents that include delicate data this kind of as one’s S.S.N. ahead of disposing of them inside your garbage can. This can be accomplished to avert thieves from discovering this vital info inside your trash. It’s form of severe although due to the fact this scenario appears straight out of a Hollywood film however it does take place and in this situation, it can be greater to err within the side of caution than endure the great headache, confusion and gigantic issues that besiege victims of identity theft.

Nevertheless, you’ll find other easier approaches of safeguarding your self from an individual misusing the quantity you use in your tax return to fajg098akj48j determine oneself for the IRS. As a lot as you possibly can, do not carry documents with you with delicate data like your social safety card inside your wallet. Uncover some other secure spot to place it. Appears tedious yes but when your wallet is stolen, all of your useful numbers are left vulnerable to unscrupulous thieves who can compromise your identity.

A significantly easier way of defending oneself against the theft of one’s identity is by merely getting cautious when giving out your SSN. Keep in mind that mainly, only government agencies have the proper to inquire to your social safety amount. Do not readily give it away to potential employers. Make certain you have got the task initial ahead of giving your amount out. Also, there is going to be some retailers that can need you to offer info this kind of as your SSN – insist on only giving out the final 4 numbers.

Unless of course you really feel completely confident within the retailer’s safety, do not give them your quantity. Bear in mind that besides government agencies, nobody else really should be offered your delicate numbers though some might inquire for it. As an example, banks as well as other monetary institutions might want your social safety quantity to examine in your credentials. This isn’t entirely safe but some institutions will provide bank card and identity protection to get a charge and maybe it is much better to perform organization with economic institutions like these for appropriate threat management.

Nonetheless, there may possibly be some retail outlets, like video retailers and also the like that can inquire for the amount. Believe twice just before giving it away. Yes they might deny you their companies should you do not comply but there is no purpose for you personally to select establishments that force you to compromise your safety and lead to you to become vulnerable to getting your identity stolen.

Your greatest protection against possessing your identity stolen is caution and understanding. Know your rights. Know the guidelines and regulations which are available that ought to defend you and hold abreast from the dos and don’ts of giving away delicate info.

If you want to learn more about identity theft protection, please go to read identity theft protection reviews on our website.

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5 Tips to Avoid Identity Theft During the Holidays

5 Tips to Avoid Identity Theft During the Holidays
4. Any other hot tips that reap max protection? Erase your download files and empty your trash files regularly. Failure to do so will leave important personal information stored for months. 5. Why has ID theft become so prevalent? Do you think it will …
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Identity Guard Earns Coveted #1 Spot on Kiplinger's Personal Finance 'The Best
10, 2015 /PRNewswire/ — Identity Guard® Total Protection®, a leading identity theft protection service from Intersections Inc., has been named the 2015 Best ID Protection Service in Kiplinger's Personal Finance magazine's The Best List, 2015 …
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Cybersecurity alert: Grinch lurks in e-shopping
However, the Grinch in the form of cybercriminals is lurking as a constant threat to people who don't take some basic precautions to protect themselves while shopping online … Resist the temptation to leave your credit card number on file with online …
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What is a Good Identity Theft Protection Service?

Identity theft is one of the fastest growing trends there is today. More than 9 million people in the last two years have reported some type of identity theft. Many people from different walks of life have been taken advantage of even from their own family members in one way or another when it comes to identity theft. There are many ways a person can have their identities stolen such as a simple telephone call, email, actual mail, surveys, companies people thought were legit but were not, stolen credit cards and so much more. Every person in the world should take the necessary steps to protect their good name and their credit.

If you are in the market for a identity theft protection service, rest assured that you should be able to find a good reputable company that does exactly what they tell you they are going to do. In order for the company to be considered a good and reliable company there are some certain criteria that should be met. It really depends on the type of identity protection that you are looking for. Some people want the full service protection and then some other people only want and can afford certain services. Full fledged protection can cost a pretty penny but it is so worth it and very important.

A good identity theft protection company will be one with a lot of proven certification and a well trained staff. Providing good customer service can be the make or break part of the companies reputation along with the integrity and honestly of the employees. Making sure to check with the BBB should be on the top of your list when looking into many different companies. Being able to know what the complaints were about will also help in your search for the perfect company. A company with very little to no complaints and has been operating for quite a while is another plus.

Many things can make up a good identity theft company. It truly depends on the qualities and services that you as an individual are looking for.

By the way, by researching and comparing the different identity theft protection services in the market, you will be able to determine the one that meet your specific needing and it is reasonable priced. Nonetheless, it is advisable to check several offers before making any decision, this way you will save time through getting the right identity theft protection plan for you and money by securing the better results and the best company available in the market.

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