Business

Image from page 63 of “Forecasting business conditions” (1922)

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Image from page 63 of “Forecasting business conditions” (1922)
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Identifier: cu31924013881515
Title: Forecasting business conditions
Year: 1922 (1920s)
Authors: Gowin, Enoch Burton, 1883-
Subjects: Business
Publisher: New York, American business ass’n
Contributing Library: Cornell University Library
Digitizing Sponsor: MSN

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Figure 13: Stock Prices, Bond Prices, and New York Clearings Stocks are represented by average prices of the twenty-two issues most heavily tradedin during a given year. The make-up of this stock average thus varies as speculationshifts from certain issues to others. Bonds are represfcnted by twenty-two industrialissues, selected and averaged in the same way.

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M ■JM ^^^5^^ Figure 14: The Security Market Curve This curve includes three series—stock prices, bond prices, and New York bank clearings—in its make-up. In preparing it, the statistical methods already described have beenemployed. On account of the way constructed, this curve reflects conditions in the se-curity market very sensitively. The Money Market, and Its Statistical Indices Almost all business and security transactions are carried on by meansof credit. Credit has come to be, in fact, the life blood of commerce. Thecirculation of credit is directed by banks, in part by granting or refusingloans in favor of one customer or business purpose as opposed to another,but more generally, and effectively, through raising or lowering interestrates. CONSTRUCTING THE INDEX 41 In determining when to raise or lower interest rates, and how much,bankers consider carefully, needless to say, the amount of their reserve,the ratio of loans to deposits, and similar items upon which a banks p

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Image from page 48 of “The street railway review” (1891)
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Identifier: streetrailwayrev07amer
Title: The street railway review
Year: 1891 (1890s)
Authors: American Street Railway Association Street Railway Accountants’ Association of America American Railway, Mechanical, and Electrical Association
Subjects: Street-railroads
Publisher: Chicago : Street Railway Review Pub. Co
Contributing Library: Carnegie Library of Pittsburgh
Digitizing Sponsor: Lyrasis Members and Sloan Foundation

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DIRECT CONNECTED UNIT IN ELGIN IOWER STATION. great credit for his persistent efforts in pushing through andsecuring capital for this undertaking, and the soundness ofhis judgment has already been demonstrated by the traffic. The interurban route north of Geneva is owned by theCifipeiitersville, Elgin & Aurora Railway, of which the offi-cers are ). B. Lane, president; D. B. Sherwood, secretary ;and E. D. Waldron, treasurer. It was built last spring, andcnjoNs a line traffic. There are practically two divisions ofthe road, one extending north from Elgin to Dundee andCarpcntcrs illc tlirec miles, the other extending south toSouth Elgin, Coleman, St. Cliailcs and (icnca, telc miles.

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ANDARl) IlOII.r.RS IN ELIilN IOWER SIATION. ^ticct5^ilWa^5eymV luakiiij; in all tiftcfii mills of vallev supplied hy the roatl. Itis a siufjlc track road, gravel ballasted and laid with T-rails-Si<lc pole cotistruclioii is employed. Through Elgin the(racks of the Elgin City Railway are used. Upon comple-tion of the Aurora & (Jeneva Raikvay to Geneva, nextspring, there will be started a through baggage and expressser ice, for which there will be specially built ecpiipmcnts. The thing of greatest mechanical interest in connectionwith the equipment of this road is the Hall En*ine Coni-|)anys vertical cross compound direct connected engine inthe power house. Its dimensions are 17 and 30 inches by 16-inch stroke, and it runs at 200 revolutions. Its rated horse-power when condensing, is 400. The shaft is extended outon each side to two outboard hearings, ami on each end is aJ^i^-kilowatt General Electric railwa generator. The engineis 14 ft. feet high, 17 feet long and 91^ feet wi

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Image from page 1104 of “The Commercial and financial chronicle” (1908)
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Identifier: supcommercialfina87newy
Title: The Commercial and financial chronicle
Year: 1908 (1900s)
Authors:
Subjects: Finance Banks and banking Securities
Publisher: New York, W.B. Dana
Contributing Library: Robarts – University of Toronto
Digitizing Sponsor: Internet Archive

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ERS OF THE NEW YORK, PHILADELPHIA, BOSTON AND BALTIMORE STOCK EXCHANGES Execute Orders on Commission for Purchase and Sale ofStocks, Bonds and all Investment Securities. BILLS OF EXCHANGE BOUGHT AND SOLD Arrangements made with Banks and Bankers in theUnited States enabling them to Issue their own Drafts onForeign Countries. Commercial Letters of Credit and Travelers Letters ofCredit issued, available in all parts of the world. Also Lnternational Cheques. Collections made on all points; Telegraphic Transfers ofMoney made between this country and Europe. Deposit Accounts of American Banks, Bankers, Firms andLndividuals received upon favorable terms. Certificates of Deposit issued payable on demand or at a stated -period. BROWN, SHIPLEY & CO. FOUNDERS COURT, LOTHBURY, E. C. AND FOR THE CONKN1HNCK OF. TRAVELERS, 123 PALL MALL, S. W. LONDON The NATIONALUNION BANKof MARYLAND at Baltimore. 3 and 5 e. Fayette St., Baltimore, Md. Capital, ,000,000 Surplus and Undivided Profits, 0,000

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WILLIAM WINCHESTER. President ISAAC H. DIXON, Vice-President MILTON B. WILLIAMS. Assistant Cashier DIRECTORS ROBERT A. DIUGS, Cashier Bald- VVM. WINCHESTER, President. ISAAC H. DIXON, of Smith-Dixon Co., WholesalePaper Dealers. WM. A. MARBURG, Capitalist. H. CRAWFORD BLACK, President of the Black,Sheridan & Wilson Co., Wholesale Coal Dealers. R. BRENT KEYSER, President Baltimore CopperSmelting and Rolling Co., President Board of Trus-tees Johns Hopkins University. ROBT. K. WARING, President Central Savings Bank. DANIEL E. CONKLING, Capitalist. EDWIN G. BAETJER, of Venable, Baetjer & Howard,Attorneys-at-Law. Accounts and correspondence solicited.Excellent connections for collecting items on Southern Atlantic Coast Cities and States at rates dependingupon balances maintained by correspondents with us. CLARENCE W. WATSON, President Consolidation CoalCo., President Somerset Coal Co., President FairmountCoal Co. E. STANLEY GARY, of Jas. S. Gary & Son, Manu-facturers of Cotton G

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Give Your Business an Annual Checkup

For a healthy operation, your business needs an annual checkup. Take the time once a year to step out of the trenches and look at where you’ve been and where you’re going; what’s gone right and what’s gone wrong; how close you are to your original plan and whether your need to change what you’re doing, or change the plan.
 
The multi-step process of conducting an annual checkup involves studying your history, forecasting for the future, communicating with vendors, customers, and other professional associates, then organizing all of the elements of the exercise into a productive and useful format.
 
An effective annual review needs to be as thorough as possible. Take a look at these specific areas:
 
· Mission statement. Is your mission statement still valid? If not, revise it.
 
· Business plan. Compare what you planned to do with your actual results, and analyze why things worked the way they did-or didn’t. Go through each section, updating as necessary to make the plan an accurate reflection of the company with a clear forecast for the coming years.
 
· Employee compensation and benefit packages. How do your pay scales and bonus plans compare with other employers in your area? Benefits play a major role in creating job satisfaction and employee loyalty; how satisfied are your workers with what you are offering? Could your benefit resources be realigned for improved employee relations?
 
· Insurance. Review all your policies with a line-by-line coverage and cost analysis. Let your agent know about any changes in your operation that could require changes in insurance, and ask about new insurance products that may be beneficial for you.
 
· Security issues. Consider safety: is exterior lighting adequate? Are locks sturdy? Are measures in place to protect late-night and solitary workers? Who has keys? Security experts recommend changing locks, alarm codes, and other security passwords at least once a year.
 
· Professional relationships. Be sure the people you rely on for advice-your attorney, accountant, financial planner, other consultants, etc.-have the knowledge and skills appropriate for your needs.
 
· Financial relationships. Review the details of your banking agreements, commercial loans, and leases. Renegotiate these contracts if you can get a better deal.
 
Other areas to examine include competitor information, customer satisfaction feedback, vendor terms and relationships, maintenance and service contracts, office furnishings and equipment, computer systems, freight, and telecommunications systems.

Jacquelyn Lynn (http://www.jacquelynlynn.com) is a business writer based in Orlando, Florida, and the author of more than 20 books, including Entrepreneur’s Almanac (Entrepreneur Press Nov. 2007); Online Shopper’s Survival Guide and co-author of Make Big Profits on eBay (with Charlene Davis). She is also the host and executive producer of Doing It Right Radio® (http://www.doingitrightradio.com).

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Image from page 458 of “History of the Army of Cumberland : its business, campaigns, and battles, written during the request of Major-General George H. Thomas mainly from his personal army diary and authoritative as well as other documents furnished by him”

A couple of good credit fix images I found:

Image from web page 458 of “History of the Army associated with Cumberland : its company, promotions, and battles, written at the request of Major-General George H. Thomas mainly from their exclusive military record and authoritative along with other documents furnished by him”
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Identifier: historyofarmyofc02vanh
Title: reputation for the Army for the Cumberland : its company, campaigns, and battles, written on demand of Major-General George H. Thomas mainly from his private military record and official as well as other documents furnished by him
Year: 1875 (1870s)
Authors: Van Horne, Thomas B. (Thomas Budd), d. 1895 Ruger, Edward
Subjects: United Says. Army associated with Cumberland United States — background Civil War, 1861-1865 Regimental records
Publisher: Cincinnati : R. Clarke & Co.
Contributing Library: New York Public Library
Digitizing Sponsor: MSN

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lock-house. a top story (maybe not shown in the .figure), resting diagonally onthe sides associated with the inner square, had been put into the western block-house as quarters for the garrison. To avoid an excess ofweight, this tale was only made musketry-proof. Over the top ofall ended up being a tiny search. The construction of these block-houses reflected great credit upon the Michigan Engineers bywhom these people were built. An artillery block-house ended up being alsocommenced in 1865, at Larkinsville, Alabama, nonetheless it was nevercompleted. It was meant to answer as a fort for gar-rison at this crucial point, that was a lot subjected toattack from the south side regarding the Tennessee. It’s correct toadd that my very first concept of creating a block-house for artillerycame from seeing a rude, half-finished work of the sort,which had been started by the Confederates in 1863, at StrawberryPlains, above Knoxville. An artillery block-house is hard and high priced to construct, andis just justifiable in extremely exceptionable localities. I believe APPENDIX. 447

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Fig. 7. Arrange of Artillery Block-house. that Bridgeport had been these types of a locality, as the essential importanceto the military regarding the two long hridges on the Tennessee calledfor defense by artillery, too regarding area as regarding the mainland, and the latter so thoroughly commanded the island thatartillery could just stick to it while thoroughly under cover.It could be well to say that an artillery block-house aftermy designs ended up being built-in 1864, near Alexandria, Virginia, toprotect from cavalry raids down the area of searching creek.The opponent shortly unearthed that our block-houses had been proofagainst any Ordinary attack, and little bodies never molestedthem. Problems for the monitoring of the railroad ended up being repaired almostas shortly as made, and after a few years such annoyances ceased.The just severe assaults obtained by our block-houses wereas employs; 448 APPENDIX. In August, 1864, General Wheeler, with a division ofcavalry, left Atlanta, traveled north to near Knoxville,thence west to near Nashville, thence southwest t

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Image from web page 474 of “The Oölogist the pupil of birds, their particular nests and eggs” (1886)
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Identifier: ologistfors1214189597latt
Title: The Oölogist for student of wild birds, their particular nests and eggs
12 Months: 1886 (1880s)
Authors: Lattin, Frank H
Subjects: Birds Birds
Publisher: Albion, N.Y. : Frank H. Lattin
Contributing Library: Smithsonian Libraries
Digitizing Sponsor: Biodiversity Heritage Library

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s when you look at the tiny semi-precious-stone points of Oregon,N. Mexico,and Arizona. Send stamp for cost list—Our Additional. Separate catalog of 100,000 specimens of good- Minerals and Fossils. Hundreds of Relics of Western Indians, Alas-kans and Southern water Islanders. L. W. STIL^VELL, DEADWOOD, (Ebony Hills), S. DAK. THE ODELL Kind Writer. tP ^^ IJVR.ITER. with 78 characters,war-ranted to complete nearly as good act as any machine-made. It combines user friendliness with DTJRABrLiTT,.SPEED, EASY OPERATION, wears longer with-out price of repair works than any various other device.Has no ink ribbon to bother the operator. It-is CLEAN, SUBSTANTIAL, nlckel-plated, perfect,and adapted to any or all forms of type writing. Like-a printing press, it produces sharp, clean, legi-ble manuscripts. Two or ten copies can be^made at one writing. Any intelligent individual,can come to be an operator in 2 times. Reliable Agents and Salesmen desired. For Pamphlet providing Indorsements, etc.„address 139 ODELL TYPE WRITER CO.,358-364 Dearborn St., CHICAGO, ILL.

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VOL. XIV. NUMBER 9. ALBION, N. Y., SEPTEMBER, 1897. Entire No. 136 Wishes, Exchanges, and Sales. Brief unique announcements, Wants, Exclianges For product sales, Inserted In tWs departmentiter 25c per 2.> words. Notices over 25 words, charged at the rate of one-half cent per each additionalword. No notice Inserted for less than 25c. Terms, money with order. Strictly First-class specimens is accepted In repayment at one-third record rates. Whats Your Number? Examine the num^ber following your nameon the wrapper of this months Oologist. It•denotes whenever your subscription expired orwill expire. No. 135 your membership expires with this issue140 • ■ •• Jan., 1898. 145 ■ June, • 150 Nov, ■ Intermediate numbers could easily be deter-mined. When we perhaps you have paid wrong wewish to fix. WANTED.—Everyone that is needing first-■class Taxidermists or Egg resources to send 4 centstamp for my latest catalogue. Complete line of A1 materials. CHAS. K. REED. Worcester,Mass. f6t MOUNTED Bir

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Image from page 556 of “Operation of trains and place work and telegraphy” (1916)
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Identifier: operationoftrain02prio
Title: Operation of trains and station work and telegraphy
Year: 1916 (1910s)
Writers: Prior, Frederick John, 1858- [from old catalog] comp
Topics: Railroad trains Railroads
Publisher: Chicago, F. J. Drake & co
Contributing Library: The Library of Congress
Digitizing Sponsor: The Library of Congress

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ind and weight of product had been used. Grayiron, M. C. B. requirements, might substituted in place ofmalleable, M. C. B. requirements, but in these types of situations thedebits and credits must be for just what is truly appliedand eliminated. Fix cards and stubs must state sort ofmaterial applied and removed. RAILWAY YARDS HANDLING VEHICLES 5oo Rule 59. In fixing wrecked vehicles M. C. B. stand-ards works extremely well whenever of dimensions which do not impairthe strength regarding the vehicles, instead of the components developing itsoriginal construction. When working with products for repairsto international automobiles that the Master automobile Builders Asso-ciation has actually adopted specifications as a typical, the ma-terials must conform to what’s needed among these speci-fications. Rule 60. To make repairs for which proprietors areresponsible, rims except that 33-inch are replacedwith 33-inch tires, if practicable. If changes are neces-sary in order to bring the automobile to your proper level, thecost of therefore performing shall also be chargeable to your new driver.

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Fig. 7. Rule 61. Couplers associated with the straight airplane kind otherthan M. C. B. replaced with M. C. B. standard, the ex-pense of alteration hence necessitated will be chargeable tocar owners. Couplers that exceed the length of 5^inches between point of knuckle and shield arm measured 534 SECTION WORK AND TELEGRAPHY perpendicularly to shield arm must certanly be fixed. (Seedrawing.) Rule 62. When M. C. B. couplers of some other makeare placed upon a car, the uncoupling plans shallbe made operative at the cost of the organization makingthe fixes. Rule 63. Whenever M. C. B. couplers, knuckles, metalbrake beams, wheels or axles are replaced under condi-tions which can make them chargeable towards owner, it mustbe clearly claimed from the fix card and stub whether thematerial is new or second hand. Rule 64. Any business finding cars maybe not within thelimits of standard height for couplers could make repairsand charge to proprietors. Automobiles ought to be modified in heightwhen bare, as far as possible, plus in purchase to justify

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Better Business Bureau hosts semi-annual Safe Your ID Time

Bbb hosts semi-annual Safe Your ID Day
"Everybody should check their credit history annually through annualcreditreport.com, check your payment statements, your bank statements, credit cards regularly. Look over them carefully to make sure you don't have actually charges on it," Wheeler said.
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Illinois fires sports director Mike Thomas after athlete allegations
Allegations of mistreatment by previous football player Simon Cvijanovic surfaced in May, while the report discovered that previous football advisor Tim Beckman "employed strategies that violated standards about sports medicine protocols and scholarships …
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Can a Debt Collector Come After Me for a Business Debt?

Can a Debt Collector Come After Me for a Business Debt?
“No consumer protections, but now it's on your consumer credit report,” he said. (You can see how a business debt may be affecting your credit by pulling your free annual credit reports on AnnualCreditReport.com or viewing your free credit scores each …
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Op-Ed: Getting to the Facts About Employer Credit Checks
Don't Let Errors Hide On Your Credit Report Don't Let Errors Hide On Your Credit ReportSign up for a free Credit.com account and see for yourself. Get a free credit score every month and monitor the components that make up your credit report. A …
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Range Resources Corp. Offered Better Business Bureau- Credit Score by Morningstar (RRC)

Range Resources Corp. Given Better Business Bureau- Credit History by Morningstar (RRC)
Range Resources Corp. logo Number Resources Corp. (NYSE:RRC) was offered a “BBB-” credit score by Morningstar. The firm's “BBB-” score suggests your business is a moderate default threat. In addition they gave their stock a five celebrity score.
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Morningstar Gives A Credit Score to Cintas (CTAS)
Cintas (NASDAQ:CTAS) has received an “A” credit score from analysts at Morningstar. The financial investment analysis company's “A” score implies that the business is a low default threat. Additionally they offered their particular stock a-two star rating. Various other equities experts have actually …
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