Fru-Gal: Some credit cards have special offers worth using
Plus you won't pay late fees, penalty rates or an annual fee. Although I encourage you to pay your cards on time to maintain a healthy credit score, having no late fees and no penalty rates is a huge bonus for anyone who might be late with a payment …
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FVTC hosts annual Money Conference Saturday
The conference is a nonprofit event that features 21 separate hour-long classes for adults on a range of topics including credit score, budgeting, investments and record-keeping. The keynote speaker is Chris Czarnik, manager of Employment Connections …
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When Should I Lock In My Mortgage Rate?
Generally, a score of 740 or higher will net you the best rates on a mortgage, so you may want to check your credit to see where you stand before applying for one. (You can pull your annual credit reports for free on AnnualCreditReport.com and see your …
Read more on Credit.com News (blog)

FHA Reluctant to Further Cut Premiums, Despite Boost to Fund
"If FHA exceeds a 2% capital ratio, CHLA believes FHA should cut annual premiums back to the pre-crisis level of 0.55%," wrote Scott Olson, the executive director of the Community Home Lenders Association, in a letter dated Oct. 28 to Golding. The …
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