Government Officials Contributing to Identity Theft

Government officials are posting our SS numbers on the web, but corporations are required to keep them under lock and key.

Congressman Robert Wexler was recently targeted by a Ghanaian extortionist who supposedly obtained Wexler’s SS number, as well as his wife’s, from a public record posted at The Virginia Watchdog. Betty Ostergren, founder of The Virginia Watchdog, has spent the past seven years trying to put an end to the public exposure of our Social Security numbers, which are often posted online by elected or appointed state government officials. Virginia and other states apparently want this personal information online, since they have yet to pass any laws mandating the removal of SS numbers.

State officials posts these records online because they are public records. This is already happening in every state. Records containing extensive personal information are available on the Internet, and the elected officials that post this information put individuals at risk by failing to remove or black out Social Security numbers and other sensitive data.

The fact that Congressman Wexler and his wife were extorted should not be the big story. The big story should be the fact that these records, with SS numbers exposed, are made available on the Internet, thanks to elected officials.

Betty Ostergren recently found the same documents for one major U.S. corporation and their top brass on twelve different state government websites. The same list of SS numbers and home addresses for the top executives appeared on government websites in in Arizona, Colorado, Florida, Indiana, Iowa, Kentucky, Massachusetts, Michigan, Mississippi, New Hampshire, North Carolina, and South Dakota. And each year that the company filed a report within those states, the same 40+ SS numbers showed up on the documents, which are available to anyone in the world. (North Carolina did unsuccessfully attempt to redact the numbers.) The SS numbers of many top executives from many corporations are available on the Internet, on public records published on state websites. And so are the Social Security numbers of plain old Joe Shmoes, too. But most of them don’t realize it, and when their identities are compromised, they’ll wonder how their SS numbers got into the wrong hands.

We live in an ignorant country, where people pay more attention to sports and entertainment than the actions of our legislators.

Go to The Virginia Watchdog and read everything you can to become fully informed about the identity theft crisis fueled by public records.

Robert Siciliano http://IDTheftSecurity.com

Kind Credit History photographs

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Image from page 1131 of “Farmer’s mag (January-December 1920)” (1920)
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Image by Internet Archive Book Images
Identifier: farmersmagazine1920toro
Title: Farmer’s magazine (January-December 1920)
Year: 1920 (1920s)
Writers:
Subjects: Agriculture
Publisher: Toronto :
Contributing Library: Fisher – University of Toronto
Digitizing Sponsor: University of Toronto

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Text Appearing Before Image:
Hooper & Sons are not con-tinuing in the great work with which theyhave made such progress, however their goingout opens up an opportunity when it comes to newbreeder to secure high-class foundationstock or the established breeder to fillany vacancies in his stable with stuff thatwill do him credit. REVOLT EMPTY EXCAVATOR SOLE OWNERS LAND DRAINAGE EXCAVATOR CO., SPALDING, THE UNITED KINGDOMT Labor-saving, Time-saving, Money-saving ability:—The Revolt Excavator, drawn by TRACTOR, will finish a drain (3 ft. 6 in. deep), during the rateof 150 to 200 yards an hour. The Revolt Excavator, drawn by HORSES, will complete a drain(3 ft. 6 in. deep), within price of approximately 50 to 60 yards an hour. The typical cost of cutting drains utilizing the Revolt Excavator is 25 dollars per chain (66 ft.). A Demonstration are given in Excavating Drains on TORONTO MUNICIPAL FARM, Stop 45, Yonge Street, on FRIDAY, NOVEMBER fifth, involving the hours of 2 and 4 p.m. For complete particulars apply to GEORGE C. BADDON, package 482, facility F, Toronto

Text Appearing After-image:
Fumtture Making in the times ofS^ueen Elizabeth, The Elizabethan Cabinet adapted by Mr. Edison.

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Forrest Co. Co-op

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Forrest Co. Co-op
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Image by Mississippi Department of Archives and Record
Collection: Mississippi Farm Bureau Federation Range
Phone quantity: PI/2010.0002/Series II
System ID: 108234
Link to the catalog

Forrest Co. Co-op.

Please see our profile web page for information on ordering.

Scanned as TIFF in 2011/11/10 by MDAH.

Credit: Courtesy of the Mississippi division of Archives and record

Image from page 385 of “The Argonaut” (1877)
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Identifier: argonaut371895sanf
Title: The Argonaut
Year: 1877 (1870s)
Authors:
Topics: Journalism
Publisher: San Francisco, Calif. : Argonaut Pub. Co.
Adding Library: San Francisco Public Library
Digitizing Sponsor: California State Library Califa/LSTA Give

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tters of Credit granted for sale in all countries. Draw direct on nyc, Boston, Chicago, St. Louis,Salt Lake, Denver, Kansas City, New Orleans, Portland,Or., Los Angeles, and on London, Paris, Berlin, Ham-burg, Bremen, Frankfort-on-Main, Copenhagen, Stock-holm, Christiana, Melbourne, Sydney, Auckland, HongKong, Shanghai, Yokohama, Genoa, and all sorts of places in Italy. WELLS FARGO &CO.S BANK N. E. Cor. Sansome and Sutter Sts.San Francisco, Cal. Money Capital and Surplus 86,250,000 J no. J. Valrntinb, President; Homes S. King, Manager.H. Wadsworth, Cashier; F. L. Lifman, Asst-Cashler.Directors—John J. Valentine, Benj. P. Cheney, OliverEldridge, Henry E. Huntington, Homer S. King, Geo. E.Gray, John J. McCook, Charles F. Crocker, Dudley Evans. CONNECTICUT FIDE INSURANCE CD. OF HAKTFORD, Cash Capital 81,000,000 Assets 2,632,228 Surplus to policy-holders 1,550,689 ROBERT DICKSON, Manager, San Francisco.Bovd & Dickson, San Francisco, Agents. General Office, 501 Montgomery St.

Text Appearing After-image:
Listener—* Isnt it wonderful just how he constantly has actually abrand new tale to fit everything ! Various other Listener—Ya-as. Creates em np, you know,out of newspaper yarns. Rombike directs em to him. HENRY ROMEIKE, 110 FIFTH AVENUE, – – – brand new YORKStarted 1st Press-Catting Bureau, and furnishesNewspaper Clippings from all leading documents in theworld on any subject. December 9, 1895. THE ARGONAUT. 13 STORYETTES. Grave and Gay, Epigrammatic and Otherwise. Senator Evarts, when expected as soon as by one notinitiated if there was a significant difference betwen acanvas-back and a red-head duck, of course he couldtell the real difference, rapidly responded : I’m able to, veryreadily ; it is simply inside measurements of the bill. A budding dramatist when provided into the lateJohn Clayton, supervisor regarding the old legal Theatre,a extremely, extremely bad play for perusal. Clayton read,and came back it. using the following characteristicletter : My Dear Sir : We have read your play—Oh, my dear sir. Yours truly. John Clayton. Two Democrats were watching the electi

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Copiah Coop, growing
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Image by Mississippi Division of Archives and History
Collection: Mississippi Farm Bureau Federation Range
Phone number: PI/2010.0002/Series II
System ID: 108091
Url to the catalog

Copiah Coop, planting.

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Scanned as TIFF in 2011/11/07 by MDAH.

Credit: thanks to the Mississippi Department of Archives and History

Identity Theft Facts Are Shocking

Many people are affected by identity theft every day, and these victims suffer for some time after thieves steal their identity. The increase in this crime makes it important that everyone learns the important identity theft facts so they can avoid becoming a victim in the future. Once people realize how these criminals work these identity theft facts should help protect them from these awful thieves.

People sometimes become victims of identity theft when they write a check, when they order something on line and when they rent a car. Ordinary activities may place people in jeopardy, and those who are familiar with the identity theft facts advise that everyone should be aware of their surroundings. People can take this and other measures to protect themselves.

People must continue to do these routine actions, but they must take appropriate steps when doing some of these routine actions to protect themselves. The Federal Trade Commission collects identity theft facts and passes these facts to the public. This agency is most responsible for combating this crime so the identity theft facts collected is extensive.

Identity Theft Facts can Provide Some Protection

People who work in centers that provide identity theft facts have determined what precautions people might take to avoid identity theft. These identity theft facts help from time to time so everyone should pay attention to these identity theft facts and they should follow the advice when possible.

Every person should know that these thieves can take the needed information from one’s pocket or from one’s computer. Information should be in a secure place so workers or roommates do not have access to personal information. People should have a shredder so the information put into the trash cannot be taken by people looking for something to steal. Some of these thieves get their information from the garbage.

There are so many identity theft facts that are important for individuals. These are important facts for those who have been victims as well as those who need to protect themselves to avoid being a victim. Every person should monitor their bank accounts and their credit reports.

Accounts and reports could show signs that someone has stolen your identity. Any unauthorized withdrawal or expenditure may be a mistake by the bank, but these could also be signs that someone has stolen your identity. People should be careful of any transactions that they make via the internet. Accounts should have passwords and a customer should never give their password to anyone.

If you love this article, you will also love another article written by this article’s author on best paper shredders and paper shredders reviews.

More Identity Theft Prevention Articles

Image from web page 39 of “The Official National Collegiate Athletic Association lacrosse guide” (1922)

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Image from page 39 of “The Official nationwide Collegiate Athletic Association lacrosse guide” (1922)
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Identifier: officialnational16nationa
Title: The Certified Nationwide Collegiate Athletic Association lacrosse guide
12 Months: 1922 (1920s)
Writers: National Collegiate Athletic Association. [from old catalog] United States Inter-collegiate Lacrosse Association. [from old catalog]
Topics: Lacrosse
Publisher: New York, National Collegiate Athletic Bureau
Contributing Library: The Library of Congress
Digitizing Sponsor: Sloan Foundation

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tors responding to the cooler weather condition which greeted themin the North, but were not able to overcome the Canadians, thefinal rating becoming 5 to 4. the outcomes of this games played onthe trip are as follows: Oxford- Oppo-Cambridge nentsApril 1 Lehigh University, at Bethlehem, Pa…. 7 2 4 Pennsylvania S. C., at State university, Pa.. 6 0 7 University of Pa., at Philadelphia, Pa 8 0 8 Johns Hopkins Univ., at Baltimore, Md.. 2 1111 Mt. Wash. L. C, at Mt. Washington, Md. 2 713 Swarthmore university, at Swarthmore, Pa. . 8 9 15 Hobart university, at Buffalo. N. Y 3 8 17 Scalp and Blade A. C, Buffalo, N. Y…. 4 3 19 Cornell University, at Ithaca, N. Y 5 2 21 Colgate University, at Binghamton, N. Y.. 8 4 22 Syracuse University, at Syracuse, N. Y 3 4 25 Harvard University, at Cambridge, Mass.. 5 2 26 Stevens Inst, of Tech., at Hoboken, N. J.. 8 4 27 Princeton University, at Princeton, N. J.. 4 629 Crescent Athletic Club, at New York 1 6 might 1 University of Montreal, at Montreal, Can.. 4 5 Total things 78 73

Text Appearing After Image:
Spaldings Athletic Library 33 Lacrosse in Brookl) n tall institutes Brooklyn may claim a sizable an element of the credit forkeeping the old Indian online game of Lacrosse into fore in theUnited shows. Besides the internationally understood Crescents,the City of Churches has in the past and another been thecenter and running base for a few six teams composed ofschoolboys. An interscholastic league were only available in 1916 torevive the overall game one of the schoolboys who had previously been lettingit lapse notably could be the huge reason for the interest in thegame throughout the East at the present time. The high schools comprising the very first league had been ManualTraining, Erasmus Hall, Boys High, Jamaica, Flushing, St.Johns Prep and Stevens Prep of Hoboken. The conclusionof initial championship tournament gave the subject to BoysHigh, which beat completely guide for the only amount of time in the historyof Lacrosse within second school. By 1917 Jamaica, Flushingand St. Johns had fallen out from the league plus 1918,when Stevens dropped, a tiny P

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Performance of Syracuse Home Bureau pageant on reputation for farm life into the …
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Image by Cornell University Library
Collection: Human Ecology Historical Photographs

Title: Efficiency of Syracuse Residence Bureau pageant regarding the history of farm life inside condition. Undated.

Collection #23-2-749, item PR-PO-10
Div. Rare & Manuscript Collections, Cornell University Library

Persistent URI: http://hdl.handle.net/1813.001/5w8f

There aren’t any known U.S. copyright laws constraints on this picture. The electronic file is owned by the Cornell University Library which is rendering it freely available using the request that, whenever possible, the Library be paid as its supply.

Free Credit Score vs Free Credit Report Gov

Bottomline, lenders use your credit SCORES to make loan decisions. Not your credit reports. The details in your credit reports are like the exam questions and your SCORES are the final grade you get. This grade or number is what lenders, bank loan officers, and creditors, will use to approve or disapprove your loan requests or to set your loan interest rates to every type of loan request – mortgage Loans, auto loans, personal loans, credit cards, etc. If you’re on a job hunt, a potential employer may perform a credit check to see if you are financially responsible. Problem is, you’ll need to pay each credit bureau for the privilege of seeing your scores. Your scores are NOT included in your free annual credit report (aka free credit report gov). Fortunately there are services like the ones listed in the chart below which can help you obtain a free credit score.

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Credit Reports and Credit Scores. What’s the difference?

A credit score is a score based on the information on your credit report. Using unique algorithms to calculate your score. Information such as punctuality of payment such as mortgage loan payments, credit card monthly payments, auto loan payments, etc. Other factors which go into the calculation include the total ratio of debt versus the amount of credit limit you have. ex: You have a credit card where the credit limit is $10,000. Your debt balance is around $3000+. (You still have the ability to spend $7000 on this particular credit card}. What you don’t want to do is to max out on that credit. These factors can influence your credit scores. Length of your credit history is also a factor. The longer you credit history, the better. The size of your credit limits is also a factor. In the US, the a FICO credit score is well known. It utilizes it’s own unique mathematical algo to calculate your score. There are additionally different services that uses its own unique algo to calculate your score. Beacon, Empirica, just to name a few. FICO scores vary from 300-850 wherein a score under 600 is considered “bad” while a score above 720 is considered “good”. Other scores have a different number range and hence a different figure for what’s considered good or bad.

Credit reports on the otherhand contain the detailed transactions that go into figuring out your credit scores. Lenders may quickly peruse your credit reports especially if you have a bad score to point out why your scores are bad. But they ultimately will rely on your scores to set loan interest rates, approve or deny you credit, etc. They do not actually calculate your scores. They leave that to the aforementioned services and their algos. Potential employers, landlords, etc often utilize your scores as well. Not just lenders. But your free annual credit report from does NOT include your scores. Several firms – usually credit monitoring services and identity theft protection services – will often provide your credit scores during their free trial offer period. You can also purchase your scores individually from each of the 3 major credit bureaus – TransUnion, Equifax, and Experian.

Does subscribing to credit monitoring services make sense?

Consider these facts: Over 1 in 10 americans will become a victim of identity theft or credit fraud. Average losses incurred are said to be over $5000 per individual. This is when you rely solely on paper statements to monitor your credit. On the otherhand, studies have shown how those who utilize credit monitoring services only reach losses of around 1/10th of that amount ($500+) because they’re quickly alerted to any fraudulent credit activity. And since pretty much all credit monitoring services have some sort of identity theft insurance in place (up to $1 million in some cases), any losses you’d incur from identity theft or credit fraud is quickly recovered.

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